Written By: Sheri Evans

Getting money is like digging with a needle; spending it is like water soaking into sand. 

 ~Japanese Proverb 

In this edition of the AFCPE Kids Corner, we are bringing you a Money Clues puzzle to go through with your young adults.  This financial literacy terms focused crossword is a great conversation starter.  Use it to gauge how many terms your adolescent already understands and as a springboard for conversations about financial literacy.  This puzzle is for adults as well as adolescents, if you’re a financial professional helping clients assess where they are in their financial literacy journey, this can be an easy take home assignment to get clients interested in growing their understanding of personal finances. Enjoy the puzzle. 

Money Clues 

ACROSS

2. Amount of money you have available to borrow

4. Interest that applies to the principal and accumulated interest amount.

6. A plan for how to spend and save money.

7. An investment account that offers tax free withdrawals and other benefits when used to pay for qualified education expenses.

9. Someone who manages money or property for someone else.

10. Interest earned on an investment in one year. 

DOWN

1. Individual who has obtained or will obtain a product or service.

2. You generally must keep your funds in this type of account for a specified time.

3. Amount of money you owe.

5. Cash reserve set aside for unplanned expenses.

8. Occurs when you don’t have enough money in your account to cover a transaction but the bank pays the transaction anyway. 

Download the Answers