Written By: Jinhee Kim and E. Thomas Garman

This paper examines the relationship between financial stress and absenteeism. A conceptual model was derived from a Health Promotion Model and empirically tested to investigate relationships among determinants (individual characteristics), stress (financial stress), physical and psychological responses (organizational commitment and health), and absenteeism. Using data from white-collar workers at an insurance company in three midwestern states, this research determined that financial stress was negatively related to organizational commitment and was positively associated with absenteeism. Employers might consider offering workplace financial education programs to reduce absenteeism. Key words: financial stress, absenteeism, Work

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