Short term goals and their significance to your entire budget

"If you fail to plan, you are planning to fail." -Benjamin Franklin What is it about that quote that makes planners smile and, well, the rest of us cringe. I am not a person who considers myself a planner... I like to call it 'going with the flow.' However, I have...

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One of the Most Important Counseling Questions You’ll Ever Ask

If you had to pick just one counseling question as the most important question you ask someone you’re trying to help – the granddaddy of them all, the big kahuna, the…number…one  – what would it be?  “How do you see your life playing out if you keep doing things the...

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Kids and Money

From the early years and beyond children should be taught these two truisms: Money does not grow on trees AND You don’t earn money just for breathing! Making money requires work. Keep in mind that you will likely repeat these words regularly (I know I do). The envelope system While...

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2015 AFCPE Symposium: 15 Reasons to *Learn *Share *Grow

Each November financial professionals from all over the country come together for a professional development opportunity that is unlike any other in our field. With attendees representing financial education, research and practice, the AFCPE Symposium brings together these uniquely distinct areas of our field to unite them in our common...

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AFCPE® Membership Spotlight: Susan Schroeder, AFC®

Susan Schroeder, AFC® strongly believes that financial empowerment interventions enable people to move forward and achieve financial well-being. For 10 years, she has focused her passion on increasing the financial capability, access, and inclusion for low to middle income individuals and families. Susan joined AFCPE® membership in 2014 and in just a...

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Money, Debt & the Law 102: A Look at the National Landscape

The Consumer Financial Protection Bureau, or CFPB, recently issued it's Monthly Complaint Report for August 2015. The CFPB is the first federal agency that is totally focused on consumer financial protection. Consumer complaints are an integral and increasingly significant part of that work. Over the past 4 years, the agency has...

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Accredited Financial Counselors Are There for Everyone

This article was originally published on NerdWallet.com. Financial advisors help people with financial and retirement planning. Credit counselors excel at helping people saddled with debt. But what about people who need help navigating the confusing financial issues of their daily lives — debt, budgeting, retirement planning and everything in between? For...

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Staying at Home or Returning to Work: Financial Factors to Consider

Preparing for a baby is one of the most exciting and stressful experiences for new parents. There’s so much to do before baby comes, and only nine months to do it! That seems like a lot of time, but it passes by more quickly than you realize. One decision that...

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Online Security Tips & Safeguards

Have you ever received an email indicating that your password for a routinely used website had been successfully changed?  This type of email is usually reassuring as an added measure of security. But what if you did not change the password? Suddenly this kind of email takes on a new...

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Building the Bridge: Financial Therapy & Financial Counseling

AFCPE® Membership Spotlight: Kristy ArchuletaThe theme of the 2015 AFCPE Symposium is Building the Bridge from Research to Practice. Kristy Archuleta is a great example of how each member of AFCPE plays an important role in forming that bridge. As a longtime member of AFCPE, co-author of the 2014 AFCPE Research Journal Article...

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The True Value of Hobbies: Looking Beyond the Spreadsheet

“Your hobby costs how much?”  This is a question I have received many times through my life. It’s true, to some, my hobby seems expensive, maybe even exorbitant. But the truth is, the value of a hobby is more than meets the eye. I am a proud horse owner, and...

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AFCPE® Op Ed: A response to “Why Service Members Should Receive Financial Literacy Training”

Marissa Cruz wrote an important article, entitled, “Why Service Members Should Receive Financial Literacy Training.”The article caught our attention for its urgent message and strong focus on the financial issues facing our country’s servicemembers and veterans. Cruz raises very valid points around the importance of providing financial literacy training to...

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