Achieving financial independence doesn’t require a six-figure salary — just ask Jackie Koski. In this episode of Real Money, Real Experts, we sit down with Jackie Koski, an Accredited Financial Counselor and Certified Financial Planner who achieved financial independence in her 40s — all while earning less than six figures. Jackie shares her inspiring journey of overcoming poverty, divorce, and single motherhood to reach F.I.R.E. (Financial Independence, Retire Early). She breaks down her proven formula for building wealth, the importance of mindset in financial success, and how passing down financial wisdom can create a lasting legacy. Don’t miss this empowering conversation filled with practical strategies for achieving financial freedom on your own terms.

Show Notes:

02:18 How Jackie Achieved Financial Independence on Less Than Six Figures

08:37 The Heart Behind “Money Letters to My Daughter”

11:10 Jackie’s Proven Blueprint for Achieving F.I.R.E.

14:16 Why Starting Late Could Be Your Greatest Advantage

19:07 Embracing Your Strengths to Unlock Financial Success

23:38 The Unexpected Power of the $2 Bill

28:35 Jackie’s 2 Cents

Show Note Links:

Connect with Jackie on LinkedIn

Connect with Jackie on IG

Secure your copy of  “Money Letters 2 my Daughter” 

Secure your copy of “F.I.R.E. for Dummies” 

Learn more about Jackie and what she’s up to here.

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