The Standard Newsletter

Barbara O’Neill, PhD, CFP®, AFC®

In June 2017, the Consumer Financial Protection Bureau (CFPB) held a webinar called Principles for Effective Financial Education. In the webinar, the CFPB provided key insights that were gathered through its research and other best practices. The focus was on financial education that results in changed knowledge, skills, and attitudes... Read More >

Jesse Ketterman, Jr., PhD AFC®

Often I hear the question, what is Extension.  Recently I had an opportunity to participate in a bus tour for our state Extension system and thought I would share what I learned.  Extension is the non-formal education system of land grant institutions. The Morrill Act of 1862 laid the foundation... Read More >

Stephen Newland, AFC® Host, Find Your Money Path podcast, Owner, findyourmoneypath.com

January 1, 2014.  My wife, Rachael, and I were heading home from a New Year’s Eve party when we drove past a man sitting at a bus stop. I’ll call him John. At first sight, it looked like he was sitting on the covered bench to protect himself from the... Read More >

Stephanie R. Yates, PhD, AFC®, CFP®

In this collection of research articles, we see the impact of credit education on consumers. All three articles find differences across demographic groups with respect to credit. Younger, older, low-income, and minority consumers tend to have less credit education and lower credit scores or no score at all. This lack... Read More >

Stephanie R. Yates, PhD, CFP®, AFC®

Did you know that seating matters when working with clients? Are you aware of the rule-of-thumb versus the just-in-time approach to financial education? Have you heard of The Financial Check Up, Financial Remedies, and Financial First Aid? All of these topics and many more are covered in Financial Counseling --... Read More >

Over the last five years, AFCPE® has focused on ensuring a stable foundation for the organization, making strategic investments, and expanding partnerships to help our organization flourish and grow. We are at a point where our finances are stable, we have a healthy reserve fund, and our certification programs are growing.... Read More >

Jill Anne Spence

The mission of The Standard is to provide information which is timely, thought provoking and assists the financial counselor to enhance job performance. The newsletter is also a forum for informing members of AFCPE® activities and events. AFCPE’s newsletter, The Standard, is published four times a year. It is distributed to... Read More >

Robert A. Robertson

The Federal Reserve Board’s latest report on the Economic Well-Being of U.S. Households shows a significant number of Americans are still not on track for a financially sound retirement. Even among those who have some savings, the Fed found that many commonly lack financial knowledge and are uncomfortable making investment decisions.... Read More >

Barbara O’Neill

Two very important domains of people’s lives are their health and personal finances. Fifteen years ago, in 2004, Rutgers Cooperative Extension created the Small Steps to Health and Wealth™ (SSHW) program to encourage New Jersey residents to make positive behavior changes to simultaneously improve both aspects of their lives. Since... Read More >

Kelly Jabbusch

Dean Graziosi is a real estate investor who has promoted his success habits through his coaching and training services, motivational events, and public interviews. While this book is not a step-by-step instruction to attain millionaire status, as the title may imply, it does equip readers with tools and techniques that... Read More >

Toija Riggins

One Hundred Years of Cooperative Extension The Smith-Lever Act of 1914 created the Cooperative Extension Service as a partnership between U.S. Department of Agriculture (USDA), the land-grant university (LGU) system, and local governments. USDA supports both the universities and local offices of the Cooperative Extension System to bring science directly to... Read More >

Kate S. Mielitz

For those who know me, it will come as no surprise that I found numerous reasons to #Raise(MY)AFCPEVoice at this year’s Symposium…and after as well. What I hope catches people by pleasant surprise is how this year’s Symposium helped me identify how I want to use my voice going forward.... Read More >